2026 · EconomyPrevious Year Question
Q93.
Which of the following statements about Mixchange's role in Micro, Small & Medium Enterprises (MSMEs) financing _ is/are correct ? 1. Mlxchange provides collateral based loans to MSMEs. 2. Mixchange facilitates discounting of invoices and Bills of Exchange for MSMEs. 3. | Mixchange functions as a credit rating agency for MSMEs. Select the answer using the code given below :
A. 1, 2 and 3
B. 2 only
C. 2 and 3 only
D. 1 only
Answer

B

Explanation

M1xchange operates in the TReDS ecosystem, facilitating discounting of eligible MSME invoices/receivables by financiers. It does not function as a conventional collateral-based lender or credit-rating agency. Hence statement 2 only → B.