2020 · Current AffairsPrevious Year Question
Q90.
In India, under cyber insurance for individuals, which of the following benefits are generally covered, in addition to payment for the funds and other benefits? 1. Cost of restoration of the computer system in case of malware disrupting access to one's computer 2. Cost of a new computer if some miscreant wilfully damages it, if proved so 3. Cost of hiring a specialized
A. Incorrect Option
B. Correct Answer (Placeholder)
C. Incorrect Option
D. Incorrect Option
Answer

B

Explanation

Cyber Insurance is designed to guard businesses from the potential effects of cyber-attacks. It helps an organisation mitigate risk exposure by ofsetting costs, after a cyber-attack/breach has happened. To simplify, cyber Insurance is designed to cover the fees, expenses and legal costs associated with cyber breaches that occur after an organisation has been hacked or from theft or loss of client/employee information. In India, cyber insurance covers (generally) the